Terms of use

MortgageExplained is operated by Muswell Rose Consulting Limited. This site gives general mortgage information. It is not financial advice and we are not a lender. By using the site you accept the terms below.

Who we are

MortgageExplained is a trading name of Muswell Rose Consulting Limited, which owns and operates this website. When we say "we" or "us" on this page, we mean Muswell Rose Consulting Limited.

What this site is, and is not

We publish general information to help you understand how UK mortgages work. We are not a lender, we are not a mortgage adviser, and nothing on this site is a personal recommendation or financial advice. If you want advice that is right for your situation, speak to a regulated mortgage broker, which you choose yourself. Any advice, and any mortgage, comes from that regulated broker or lender, not from us.

Enquiries

If you submit an enquiry, it goes to the Mortgage Explained team by email. We do not currently pass enquiries on to a mortgage broker or any other firm, and sending one is free. If you choose to speak to a broker yourself, they may charge a fee for their advice, or be paid a commission by the lender, and they must tell you how they are paid before you commit to anything. Embedded third-party tools, such as the Propillo tools, are run by those providers under their own terms.

Accuracy of information

We take care to keep our guides accurate and dated, and to cite our sources. Mortgage rules, lender criteria and rates change often, sometimes weekly. Information on this site is general and indicative, it may not be current at the moment you read it, and it is not a substitute for advice on your own circumstances. Always confirm the current position with a regulated broker before you act.

Our liability

We provide this site in good faith but cannot accept liability for decisions you make based on general information here. Nothing in these terms limits our liability where it would be unlawful to do so, including for death or personal injury caused by negligence, or for fraud.

Links to other sites

Where we link to other websites, including sister sites and official sources, we do so for your convenience. We are not responsible for the content of sites we do not control.

Contact and changes

Questions about these terms can go to hello@mortgageexplained.co.uk. We may update these terms from time to time, and the version on this page is the one that applies. See also our privacy notice and trust and governance page.